Bunni Coralyn

2025 401k Catch Up Limits Over 50. Under a provision of secure act 2.0, plan participants in a specific age group can now boost their contributions to 401(k) and related plans. For 2025, you will notice adjustments to the 401 (k) contribution limits.

For example, if you pay $3,000 toward your student loan for the year and your employer has a 401(k) match of 50%, they could kick in $1,500 (or 50% of $3,000) to your. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution.